Bankruptcy and Debt Settlement Attorneys
Are you seeking legal help to handle debt settlement, bankruptcy proceedings, and more? Joseph M. Bochicchio and the team can help you with all the nuances of the processes.
You can rely on Joseph M. Bochicchio for assistance in any financial situation.
Experienced North Carolina Debt Settlement And Bankruptcy Lawyers
Are you dealing with a few debts you can’t pay, lawsuits, judgments, or need to consider other options for getting what you deserve in debt relief? Our attorneys can offer you many feasible approaches to resolve your debt problems. Dealing with debt matters can be complicated, with many landmines. We will guide and advise you to get you back on the road to financial freedom
Legal Services For Businesses
You do not have to fear if you cannot make your commercial lease or mortgage payment, vendor debts, or bank obligations—our team can help you out. Joseph M. Bochicchio is a former commercial banking Vice President. And as a banker and lawyer, he has unique insights into how to negotiate with your banks, vendors, and creditors.
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
A chapter 13 is one of the best tools used by attorneys to help you save a home from foreclosure or a car from repossession. Saving a home from foreclosure works much like a “mortgage modification” to bring past due payments current, however it operates under the judge’s order—so instead of having to plead your case with your mortgage company, the judge orders them to do so under very straightforward guidelines as set forth in the bankruptcy code. Using a chapter 13 bankruptcy to save a home often can also “erase” accrued interest on the payments in arrears, frequently helping homeowners get back on track with their mortgage sooner than through a mortgage modification done with the lender.
Chapter 11 Bankruptcy