
Bankruptcy and Debt Settlement Attorneys
Are you seeking legal help to handle debt settlement, bankruptcy proceedings, and more? Joseph M. Bochicchio and the team can help you with all the nuances of the processes.
Get Expert Advice from a Debt Relief Attorney in Charlotte, NC
When you’re drowning in debt, it’s easy to feel like there’s no way out. Many people only make the minimum payment and don’t see much progress in reducing balances. Joseph M. Bochicchio and his team help individuals with debt settlements to help them achieve financial stability. Our debt settlement law firm in Charlotte, NC, enables you to find the ideal solution to get out of debt fast while keeping up with your monthly bills. You shouldn’t have to decide between paying your debt and putting food on the table or a roof over your head.
Work with an Experienced Lawyer
Whether you’re looking for a debt consolidation lawyer or a debt negotiation attorney in Charlotte, NC, you can find an experienced lawyer who will recommend the most appropriate action to reduce your debt. You’ll work with an expert debt settlement lawyer who can negotiate with your creditors or assist you with the paperwork for filing bankruptcy. We aim to provide the best solution based on your situation.
Consult with Our Team Today!
Our debt settlement attorneys offer free consultations to help you determine which debt relief type is right for you. You have options to reduce or pay off your debt faster; our debt settlement law firm is ready to help you explore your options and choose the best one to remedy your financial woes. Work with our debt relief attorney today and find out how we can help.
You can rely on Joseph M. Bochicchio for assistance in any financial situation.

Experienced North Carolina Debt Settlement And Bankruptcy Lawyers
Are you dealing with a few debts you can’t pay, lawsuits, judgments, or need to consider other options for getting what you deserve in debt relief? Our attorneys can offer you many feasible approaches to resolve your debt problems. Dealing with debt matters can be complicated, with many landmines. We will guide and advise you to get you back on the road to financial freedom

Legal Services For Businesses
You do not have to fear if you cannot make your commercial lease or mortgage payment, vendor debts, or bank obligations—our team can help you out. Joseph M. Bochicchio is a former commercial banking Vice President. And as a banker and lawyer, he has unique insights into how to negotiate with your banks, vendors, and creditors.
Our Services
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Debt Settlement
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Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
A chapter 13 is one of the best tools used by attorneys to help you save a home from foreclosure or a car from repossession. Saving a home from foreclosure works much like a “mortgage modification” to bring past due payments current, however it operates under the judge’s order—so instead of having to plead your case with your mortgage company, the judge orders them to do so under very straightforward guidelines as set forth in the bankruptcy code. Using a chapter 13 bankruptcy to save a home often can also “erase” accrued interest on the payments in arrears, frequently helping homeowners get back on track with their mortgage sooner than through a mortgage modification done with the lender.
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