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Debt Settlement and Bankruptcy Legal Services

Whether we employ a strategy of debt settlement or bankruptcy, our firm has the experience, relationships, and knowledge to give you solid advice, guidance, and assistance throughout the legal process. If you’re interested in our services, you can review all our offerings below.

Debt Settlement

Are you tired of the endless bills and harassing collection calls? Our nation is in the midst of an economic downturn similar to the Great Depression. Bankruptcy or debt settlement may be the most viable option to protect yourself, your family and get back on the path to financial wellness. Let Joseph M. Bochicchio take care of you.

Chapter 7 Bankruptcy

This is the most common form of bankruptcy in the United States. You may not only lose your property but also your credit score, as Chapter 7 filing stays in your credit report for the next decade. Still, our law firm promises you won’t navigate it alone.

Chapter 13 Bankruptcy

In a Chapter 13 bankruptcy, you’ll come up with a plan to pay back your debt based on your regular wages. Creditors will receive these predetermined payments for anywhere from three to five years.

Chapter 11 Bankruptcy

Another type of bankruptcy we specialize in, Chapter 11 bankruptcy focuses on restructuring or reorganizing a business with the intent to keep it afloat financially. With Chapter 11, you’re also making payments to creditors over time.

Tax Resolution, offers in compromise (OIC), both IRS and state

North Carolina has one of the highest unemployment rates in the nation, and America is in the midst of an economic downturn. However, relief is closer than you think. Our Charlotte based law firm helps North Carolinians in financial crises with legitimate, legal aid to regain control of their lives.


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